银行可能会考虑降息

KevinHu

Bank-loan shock homeowners could get an interest rate cut

HOMEOWNERS could soon be graced with a surprise gift from the major banks - a small interest-rate cut.
Banking experts believe the major lenders are considering trimming their variable mortgage rates in the coming months, if the cost of their funding stays at current levels.
Since shocking customers by raising rates by upwards of 0.45 per cent in November, the major banks tight lending margins have eased slightly. It is enough to give them breathing space to offer more competitive rates.
A senior banking executive said yesterday he was anticipating a downward move from one of the major banks before winter, if the current lending margins remained and if official rates stayed on hold.
"The yield curve has certainly flattened out at the wholesale market, so now it is just a matter of how long, and will it be sustainable?" he said.

http://www.dailytelegraph.com.au/news/bank-loan-shock-homeowners-could-get-an-interest-rate-cut/story-e6freuy9-1226036839829